Terms of Use

1. Operator and acceptance

Tabula is provided by [INSERT LEGAL OPERATOR NAME] ("we", "us"). By creating an account or using the service, you agree to these terms. If you do not agree, do not use the service. Questions: [INSERT SUPPORT CONTACT EMAIL].

2. What Tabula provides

Tabula allows users to manually record account-balance information, view historical snapshots, and export summaries by geographical region. Tabula is not a bank, broker, financial adviser, payment processor, or bank account aggregator. Balances reflect information entered by users; they are not independently validated or synchronized with financial institutions.

3. Accounts and eligibility

You must be at least 18 years old and able to enter into binding agreements in your jurisdiction. Provide accurate registration information, protect your credentials and devices, and notify us promptly if you suspect unauthorized account access. Google sign-in is subject to Google's applicable terms.

4. Your data and responsibilities

You are responsible for the correctness, legality, and currency of information you enter. Do not provide full banking passwords, PINs, card security codes, or other unnecessary secrets. Use Tabula only to track accounts you own or are authorized to manage. You retain rights in the information you submit and permit us to process it to provide the service as described in the Privacy Policy.

5. Acceptable use

Do not attempt to access other users' information, probe or bypass application security, submit malicious code, interfere with availability, impersonate others, or use Tabula unlawfully. We may restrict access to protect users and the service.

6. Exports and currency totals

Excel and PDF reports are generated from user-maintained records. Regional totals use their designated currency (for example, INR for India and USD for the United States) and should not be treated as verified bank statements. Reports downloaded to your device are your responsibility to store and share securely.

7. Availability and changes

We may modify, suspend, or discontinue functionality, subject to applicable law. We cannot guarantee uninterrupted service, error-free calculations, or permanent availability of exported or stored information. Keep your own records where needed.

8. No financial advice

Content, graphs, and calculations are provided for personal recordkeeping and informational purposes only. Nothing in Tabula constitutes investment, tax, legal, or financial advice.

9. Disclaimers and liability

To the extent permitted by applicable law, the service is offered on an "as available" basis without guarantees regarding accuracy, uptime, or suitability for a particular financial decision. Any limitations of liability must comply with applicable consumer-protection law; nothing in these terms excludes rights that cannot legally be excluded.

10. Privacy, termination, and contact

Our Privacy Policy explains data-handling practices. You may stop using Tabula at any time and contact [INSERT SUPPORT CONTACT EMAIL] for account or data requests. We may update these terms with an updated effective date and any notice required by law.

Governing law and dispute-resolution provisions should be finalized by the operator for the jurisdictions where Tabula is offered, before production use.